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TakeMyPayments.com - Lease Trader, Swap a Lease, Auto Transfers, Lease Exit, Assume a Car Lease, Swap Lease, Auto Lease Assumption, Break a Lease, Lease Terminate, Car Lease Take Over, Takeover Lease, Auto Lease Assumption, Short Term Lease, New Car Lease Specials, Take Over My Payments, Trade Trucker and SUVs, Lease Trade Los Angeles, Lease Transfer Miami, Swap Lease Las Vegas, takemypayments _qacct="p-851J3ENH2mUls";quantserve();   Lease In, Lease Out                Monthly Contest Enter our monthly contest to win a FREE vehicle listing valued at $69.95! Can't wait until we draw a winner at the end of the month? Register now to add your vehicle to our database.  Useful Sites & Services Visit these sites for great automotive deals and useful services.  Leasing Companies Find lease company information and transfer restrictions.  List Until Assumed! Our Nationwide exposure & marketing techniques ensure your vehicle will be seen by thousands of interested people every month for quick lease transfer. Our Standard Listing package is only $49.95 with upgradeable options to maximize exposure and target a greater audience. Click Here to register.  Testimonials  TMP Wireless! Our new wireless version has been optimized to allow you to view lease transfer or for sale listings using your PDA's or cellular phone's interactive capabilities. You'll be able to search for vehicles, read listing details, and view photographs all from your mobile device. Click Here Specifically featured on  How It Works Click to Listen Six easy steps to your next vehicle lease!  Add Your Vehicle  Search listings  Negotiate terms  Complete lease documents  Contact seller  Complete lender application  Drive off Featured Leases   2005 Cadillac STS-V 4dr 4.4L Sedan $687 per month 6 months remainingAventura, Florida View   2006 Audi A6 4.2 with Tiptronic $882 per month 6 months remainingVallejo, California Incentive: $120 View  2007 GMC Yukon Denali AWD $770.7 per month 21 months remainingMiami, Florida View  2007 MINI Coupe Styles HT $497 per month 17 months remainingLos Angeles, California View  2007 Porsche 911 Carrera 4S AWD $1809.89 per month 38 months remainingLos Angeles, California Incentive: $2000 View  2005 Mercedes SL-Class SL 55 AMG Roadster $2100 per month 9 months remainingFairfax, Virginia Incentive: $2000 View  2006 BMW 7 Series 750Li Sedan $1684 per month 6 months remainingSan Diego, California Incentive: $7000 View  2007 Dodge Durango Limited 4x4 $822 per month 16 months remainingRoscoe, Illinois View  2005 Maserati Quattroporte 4dr Sedan $1650 per month 25 months remainingNew York, New York View  2006 BMW 7 Series 750Li Sedan $1554.98 per month 6 months remainingPanorama City, California View  2007 Nissan Murano S AWD $399 per month 21 months remainingBoston, Massachusettes View  2006 Chevrolet Equinox AWD LS $269.75 per month 21 months remainingBoca Raton, Florida View  TakeMyPayments has been assisting lease transfer consumers since March 2000. Transfer paperwork, vehicle inspections and arranging vehicle shipping is a snap with us. Take advantage of our credit services. Our credit specialists can help answer any questions you may have about your credit history so you can regain your buying power and save time & money on your next lease. Frequently Asked Questions on Lease Transfers, Assumptions, Swaps and Trades Q. What is a Lease Assumption or Lease Transfer? A : A lease assumption or transfer allows one person to assume an existing lease from another person. For example, if your neighbor had 18 months left on his car lease, and you wanted to take over his lease, you would simply assume his lease and start making the payments each month for the remaining 18 months. At the end of the term you would turn the car into the leasing company just as you would if you had leased the vehicle new. The process itself is relatively easy to understand and can provide a great deal of benefit and financial incentive if you use a lease assumption to your advantage. Q. How Are Lease Assumptions Initiated? A : The lease seller usually contacts his or her leasing company and initiates the lease assumption process. Once a buyer has agreed to take over the lease, the buyer must submit a credit application with the seller's lease company. Once approved by the lease company, the lease company will forward a new leasing contract package to the lease buyer for signature and return. The lease company will notify the lease seller when the lease has been successfully assumed. The seller can then hand over the vehicle to the new lease buyer. Q. How Easy is it to Transfer My Car lease? A : It's relatively easy! The entire transfer process can take anywhere from several days to a few weeks depending on the lease company and the time it takes to receive mail. Q. Are There Lease Transfer FAQs We Should Know About ? A : Yes. A consumer interested in placing his/her vehicle for lease transfer should become familiar with their leasing company's transfer restrictions. We've placed information on the most commonly asked questions below. Q. Why Should I Assume a Lease? A : When you take over car payments to acquire a short term auto lease you do not have to put any money down. When you assume an auto lease you agree to effectively finish the lease on the vehicle for someone else. Q. Who Pays The Transfer Fees Charged By My Lender? A : Like most of the fees involved in the assumption process, the lender transfer fee can be negotiated between the Buyer and Seller. Q. What Happens If I Decide to Terminate My Lease Early? A : Terminating your lease before its expiration can be a costly. Technically, you are responsible for all remaining lease payments. In order for you to get out of your lease early without penalties, you would need to find either an individual willing to assume the remaining portion of your lease or someone to buy your vehicle outright for the close out amount at your intended time of termination. In most cases, the residual value in your lease will produce a close out amount that is higher than market value and any negative equity would have to be absorbed by you. It is recommended that before you decide to enter into a vehicle lease, you make certain that you are comfortable with the lease terms. You should pursue the shortest term within your budget. That's why it makes sense to use TakeMyPayments.com to find someone to assume your lease. Q. Can the Vehicle I'm Interested in Be Inspected Before I Assume It ? A : Yes. As an added service to our customers, we have become affiliated with the best third party vehicle inspection companies to ensure that the vehicle being assumed has been maintained according to the lender's criteria during the lease term. You can access information on vehicle inspections here: CarChex.com Q. How Do I Find Lease Specials ? A : Finding lease specials is easy. Simply click the Search Vehicle button to browse our database of vehicles. We have hundreds of lease specials available for transfer, trade or assumption. Q. Where Can I Check My Lease Company's Transfer Policy ? A : Visit the Lease Company Section of our site to see the specific transfer details of most companies. Familiarizing yourself with fees or policies (such as geographic restrictions) can save you time by not pursuing a vehicle that you cannot assume. Q. Who is TakeMyPayments.com ? A : TakeMyPayments is an automotive lease transfer company designed to facilitate the assumption of a car lease or by having a lease swapped between two parties. The company was founded in March 2000 and has completed hundreds of lease transfers since. In addition, the company has expanded its lease transfer services into Canada. Q. What is the Difference Between TakeMyPayments and a Payment Guarantee Company ? A : The difference is night and day. TakeMyPayments is a lease transfer marketplace and assists consumers to transfer their leases with the approval of the original seller's lease lender. The lease contract is re-written in the new buyer's name and he/she then takes full responsibility for the remaining lease term. We never recommend that a seller give up his vehicle to any organization that promises to find someone to continue making their lease payments without the seller's lease company's approval. Doing so may be a violation of the lease contract and can have legal consequences in the event of an accident.
Q. What Happens If I Terminate My Lease Early ? A : Early car lease termination can result in overcharges and thousands of dollars in termination fees.
That is why having someone to assume your auto lease is the cheapest way to exit your lease without incurring penalties and fees. By using the lease transfer option in most lease agreements, you can have someone take over your lease legally with the approval of your lease lender. At the end of the lease term, the vehicle is then returned to the dealership.
Q. What Are Some Reasons for Breaking a Vehicle Lease ? A : It used to be that to break a lease was very difficult, and sometimes impossible with lease lenders which held the lessee financially responsible for any negative equity, or any remaining payments for the vehicle. Fortunately, TakeMyPayments.com has developed a simple and inexpensive process for breaking a vehicle lease. This process involves vehicle lease assumptions or transfers in which the liability on a lease transfers from one individual to another with the approval of the lease lender. Q. Is Lease Trading a Viable Option to Exit a Lease? A : Lease Trading is a great way for a consumer looking to end a lease or trade a lease before the contractual lease end date. With a nationwide audience, TakeMyPayments has been able to assist consumers with hundreds of lease trades making it a win-win for both the seller and buyer.
Q. Can I Still Transfer My Lease If I Have High Lease Miles ? A : That depends on your lease contract and lender. Assuming that your lender allows a lease transfer, the only concern is the lease contract. For example, if you agreed to 12,000 miles per year and you're at 15,000 on your first year of the lease, the extra miles could be costly both to you or to the potential new leasee. Offering a cash incentive toward the excessive miles could entice someone to assume the lease knowing the extra miles are being paid for. Q. Are Canadian Lease Trades or Transfers Possible ? A : Yes. Most of the USA lease companies also allow lease transfers in Canada. To view our Canadian lease company information page with requirements and restrictions, etc., please Click Here Q. Can I Break My Auto Lease Without Penalties ? A : The lease contract from most lending companies require you make each remaining lease payment in full until the end of the term. So breaking your lease can be costly. However, lease trading is a solution for most, if not all, sellers seeking to break their lease without penalties. Q. Can I Swap Out of my Auto Lease with TakeMyPayments.com ? A : Yes. TakeMyPayments is a Nationwide auto lease swap marketplace designed to assist sellers to swap out of their auto leases. Registration is quick, Free and only takes a few minutes to list a vehicle for assumption. Q. A Dealer Wants to "Buy Out" My Current Lease and Get Me Into a New Lease. Will This Work? A : Probably, but not like you think. If you owe a few payments on your old lease, the dealer will make the payments (he'll also try to add them to your new lease), and simply return your car to the lease company. The lease company will send you a bill for any damages, extra mileage, and any disposition fees. If you owe more than just a few payments on your old lease, you are probably not in a "positive equity" situation such that trading will be beneficial to you. Q. I Want to End My Lease Early. How Do I Do It and How Much Will it Cost ? A : Most lease contracts are not designed to be easily terminated before the normal end date. However, one of your best options may be to transfer your lease to someone who would like to pick it up and take it off your hands — known as a lease assumption. The advantages of this method is low cost (no penalties, no payoffs), and easy exit. Register today and exit your vehicle lease now.
Q. What Happens With My Lease If I Move From One State to Another ? A : First, notify your lease company of your move. Because sales tax rates may be different between your old location and your new one, the tax portion of your monthly payment may change — up or down. This should only amount to a small change in your total payment, unless you move into a state, such as Texas, in which taxes are required to be paid, in total, up front. Registration and property taxes may also be different. Q. Is a Short-Term Lease — less that 24 months - Possible ? A : Typical lease terms are set by lease companies at a minimum of 24 months. And because most of a vehicle's depreciation happens in the first year, a shorter new-car lease would be very expensive. A better solution is to "assume" an existing lease from someone who wants to get out and only has a year or few months remaining. These are very often good deals. TakeMyPayments provides listings of such deals.
Q. Can I Break My Lease Early With No Penalties? A : TakeMyPayments.com is the expert that works helping helping consumers break their car leases. If you want to break a lease, you've come to the right place as breaking a Lease the right way, will save you thousands of dollars in dealer fees!
Q. Is It Possible to Swap Out of My Car Lease Agreement Early? A : Yes. Is it possible to Swap my car Lease Agreement early?
It is possible to Swap a car Lease prior to the scheduled end date. However, there are normally significant financial implications to the lessee when doing so. Each leasing company has their own policies, but most will charge some form of early termination penalty. It is not unusual for these charges to be in excess of several thousand dollars.
Q. How Do Auto Lease Transfers Work? A : Auto Lease Transfer is the same for every leasing company. The individual wishing to assume the lease submits a credit application to the leasing company. The leasing company will make a decision on the credit worthiness of the applicant. If approved, lease transfer documents are prepared and signed by the original and assuming lessees. The transfer is complete when the signed documents are returned to the leasing company and processed. There are variations in the fees and details for each leasing company. The TakeMyPayments car lease transfer team can assist with these variations and details as you navigate through the transfer process. Q. Are All Lease Car Swap Out Sites The Same ? A : While the concept is the same, not all lease swap out sites are the same. TakeMyPayments has been assisting consumers transfer out of their leases since March 2000. Many of the newer swap out sites have attempted to mimick our innovative marketing techniques without succss. With thousands of transfers since our inception, why use any other company? Q. How Can I Receive Further Details About the Lease Transfer ? A : Your should contact the seller. He/she will provide details about their lease. In addition, contact the participating leasing company for their transfer details. The leasing company contact information can be provided by the seller. Q. Are There Any Transaction Fees, Transfer Ffees or Processing Fees Charged for a Successful Transfer on TakeMyPayments.com ? A : No! We will never charge additional or hidden transaction, transfer, or processing fees on TakeMyPayments.com Q. When Is the Lease Transfer Final? A : The lease transfer process is final when the lease company receives all required lease transfer documents and fees for the transaction. Q. How Are Long-distance Lease Transfers Handled? A : When a long distance separates the buyer and seller, specific arrangements can be negotiated to inspect the vehicle and deliver it to the buyer. There are many different arrangements that can work. Most often, a buyer and/or the seller drive or fly to meet each other, have the vehicle inspected and sign the lease assumption papers once they are happy with the vehicle. After that, the buyer can drive the vehicle home or have it transported by a vehicle shipping service. If you are interested in getting your vehicle inspected or having it shipped, please visit our partners that can assist you with these services. Q. What Information Will I Need Before I List My Vehicle on TakeMyPayments.com ? A : Before listing your vehcle, you will want to have the following information:
1. Contact information you will use for communicating with lease buyers - Including name, phone number, and email.
2. Information about the vehicle - Including year, make, model, color, features, and current mileage.
3. Details of the lease - Including the lease company name, base monthly payment, lease-end date, lease-end purchase option, lease allowable miles per year, and the excess mileage fee, if any. Q. Do I Remain Liable for My Vehicle Once It Has Been Transferred ? A : For lease companies that allow transfers, when a lease is transfered from seller to buyer, the liability of the lease also transfers with the vehicle to the buyer. This allows the lease seller to completely remove themselves from the responsibility of the lease car as well as the financial terms of the lease itself.
However, there are some companies that retain the original lessee as a secondary guarantor. This is an unpopular policy for a number of reasons, but if your lease company has this type of policy, there are some things you should know:1. When somebody assumes the lease, they become the primary guarantor. Meaning that they are first in line for payment responsibility on the lease contract.2. The original lessee stays on the contract as the secondary guarantor.3. In the event that the vehicle is vandelized, totalled, or stolen, the current lessee's insurance will cover the expense. Lease companies are very particular about the required insurance limits and verify insurance coverage regularly, so this is an important safeguard.4. In the event that the lessee's insurance does not cover the full payment amount, the lease companies utilize 'gap insurance' to cover the amount between the insurance payout and the full payment value. You can see this lease feature on the back of your lease contract.The bottom line is that being a secondary guarantor is safer than you might think. As a disclaimer, always verify these details with your lease company as policies do vary between companies.
Q. I Have a Question That Isn't Covered Here. What Do I Do? A : Send your question(s) to TakeMyPayments.com.com support and we will answer your question directly! Go to Contact Us. Q. What Vehicle Makes Are Available for Transfer? A : Acura Lease
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Even without cash incentives, auto leases of lease cars for sale online are potentially far better deals than the car lease that you would be able to negotiate at a leasing car dealer. So Auto Lease Transfers are the way to go if you are looking for big savings or short term auto leases. Assume Lease, The best example would be leasing a luxury vehicle, When you take on the remaining lease term or trade a lease, you won't have to come up with a down payment of a car lease. You can get into a luxury car lease for a shorter term, but at the same rates as someone who made a big down payment or had a longer lease.It seems everyone wins with TakeMyPayments when you trade a lease or with auto lease transfers. The person getting rid of the auto lease may get out for far less than he would have with his dealer. The person assuming a lease as they trade a lease or taking over the lease stands to find a great lease deal, and the sites make some money facilitating the whole lease takeover of the car lease transfer process. The leasing companies are happy, they'll continue to collect monthly lease payments from lease qualified buyers. You can advertise your car lease or the lease for trade or lease for sale or lease for transfer in web sites as: TakeMyPayments.com, the largest, lease transfer process and where most of lease transfers and lease assumption of car leases in the market take place, also if you are looking for a less expensive way to get out of a lease you Trade A Lease, Break A lease, in the TakeMyPayments.com auto leasing marketplace for car leasing and auto leasing of lease cars.Car lease buyers looking to takeover a short term lease must undergo a credit check before they are able to contact car lease sellers looking to get out of a lease. This incredible service TakeMyPayments.com offers, for car lease sellers looking to end a lease or trade a lease before the contractual lease end date since the auto leasing company or better called the actual owner of the automobile must approve the lease transfer transaction before they would allow slleres to get out of a lease or allow some lease buyers to assume a lease of car leases.An alternative for people facing large, lease-end "extra wear and tear" fees or "extra mileage" fees -- which can run 10 cents a mile and up -- is to consider a third-party buyout called a car lease full assumption. Specially if you think you can sell the car lease for more than it would cost you to buy the car yourself and pay the early car lease termination dealer fees. Even if your leasing company is a willing participant to alloow you to trade out of a lease, it's important to investigate what you truly stand to benefit. Caution that third-party automobile buyouts are not the best bet for everyone that has a lease. In 99% of the cases, I would say it makes sense to return the vehicle that you are not able to transfer through a lease assumption," Stiberman says. "At the moment the initial car lease is made, the car leasing company sets a residual value for the vehicle that tends to be higher than what the market value of the vehicle is at (return) time." This can make it difficult for you to sell a car lease at a high enough price to cover your expenses entirely -- but if nothing else, you could mitigate your losses. A final word It should be noted that while these sites offer their services for a fee, it is sometimes possible to make transfers by yourself. In all cases, the leasing company must be involved. "Before these services came along, it was not uncommon to see classified ads in local papers from people trying to get out of their leases, But in many auto leasing cases, the car leasing company wasn't informed. The people (selling their leases) didn t realize they were still liable for the lease if the new person stopped making payments or the car disappeared. They were just looking for someone to assume the lease a car payments."Early Lease Termination of an auto lease can be costly, but TakeMyPayments.com makes it easy to transfer a lease, a cost effective option if you want to get out of your car lease early. Their auto Leasing Transfer specialists help lease customers through each step of the auto lease transfer process. Furthermore, if you want to get into a short term lease this is also the website to check our car lease ads. Don't miss out on low auto lease payments!! 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